Corrections and dated changes
Put the estimator among your phone's apps: it opens with no signal, and the house you set up never leaves the device.
Reporting a mistake
Reports go to [email protected]. Say which page and which figure or rule is in doubt; a link to the regulator page or statute that has it right saves a round of emails.
What happens to a report
We read the source again. When the error is confirmed, we fix the page, give it a new checked date and log the fix, dated, in the table below. Any number that public sources no longer back comes off the page until they do again.
How quickly
Confirmed errors in averages, statute references or grant rules are fixed within days. Florida program pages are read again more often from June to November, when funding news tends to come.
Dated changes
| Date | What changed |
|---|---|
| 2026-11-01 | First version: estimator with a step-by-step price build and a quote check, set by tapping the parts of a drawn house; US map and table of NAIC 2023 state averages; deductible break-even; NFIP premium path under the 18% cap; Florida wind mitigation, grant and roof rules calculators; premiums in 11 countries on a world map. Sources read 30 October to November 1, 2026. |
| 2026-11-06 | Florida grant rules moved to the 2026 statute (built before 2008, $700,000 limit for everyone, attached homes up to three stories, the priority order); Insurify averages updated to November 1, 2026; Australia figure labeled as the ACCC's "rest of Australia"; the estimator starts from the national average until a state is picked, calls its band our estimate, gives no verdict on a quote under $200, clears old results when an entry is invalid and keeps the slider in step with the typed amount; the flood total on the house and in the panel agree; legal pages rewritten with a key-by-key storage table. |
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Edited